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Mortgage Rates

The Interest Rates, Annual Percentage Rate (APR), and fees are based on current market rates, are for informational purposes only, are subject to change without notice and may be adjusted based on several factors including, but not limited to, property location, loan amount, loan type, occupancy, property type, loan to value, debt to income ratios, FICO credit scores, refinance with cash out and other variables. Mortgage insurance may be required depending on loan guidelines. This is not a credit decision or a commitment to lend. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment.  
 
Additional loan programs , including but not limited to, Adjustable Rate Mortgages and Construction to Permanent Mortgages are available. 

 

Call us at 1(888) 623-2633, Ext. 7215

Program Name                   Rate         Points      *APR

30 Year Fixed Conforming                             3.375%                0.00%               3.399%
20 Year Fixed Conforming                             2.875%                0.00%               2.917%
15 Year Fixed Conforming                             2.875%                0.00%               2.917%
 
 
*APR based on a $100,000 loan amount
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NMLS# 409701   |   Routing# 231270353

 

FDIC  |   Equal Housing Lender

OceanFirst Bank, N.A.

110 W. Front Street, Red Bank, NJ 07701

888.623.2633 | lending@oceanfirst.com

NMLS# 409701   |   Routing# 231270353

 

FDIC  |   Equal Housing Lender